We are a privately- and family-owned company looking to expand. We intend to do this by partnering with exceptional MLOs who want to make two to three times their current income, by working for themselves at home. If you have been working in the industry, have a state license and are motivated, self-reliant and creative, you are the perfect fit for this winning game plan.

With Groves Capital, you will have access to FHA and VA loans, for credit scores as low as 500, with rates comparable to traditional loans. We can even use non-borrowing spousal income to offset debt in community property states for VA loans! This is all part of our model:

• No guideline overlays
• Lowest MI in the country with our wholesale investors
• Underwrite in 24 hours
• Literally clear to close in 5-7 business days

We would be happy to schedule an appointment with you over the phone, to answer any questions you may have. We can discuss loan scenarios, and we can even give you the raw pricing, so you can see the huge spread that the banks and credit unions are keeping for themselves while you do all the work!

Remember, you must have your MLO license in the state you are working into partner with us. As one of the top 50 lenders in California and top 150 in the U.S., we offer a full arsenal to make virtually every loan work for you. Why wait? Grab your rightful share of the prize. Team up with Groves Capital today!

• Floify for online application and collecting documents and conditions
• 5 Star on Glassdoor
• LOS system is LENDER PAD
• Use LENDER PRICE for pricing engine
• Rapid rescore for credit available
• Processing Company dedicated to Groves Capital INC MLOs available or you can use your own processor as well
• Fastest growing company with United Wholesale Mortgage!
• Marketing options available
• 1099 at end of the year- compensation to Affiliates paid within 5-7 days post close
• Correspondent lender for all loan types except for FHA
• FHA will be brokered loans
• Flexibility with compensation on correspondent loans
• Owners will be available to help with transition and coach you until you become familiar with systems/process
• Your rates will never be beaten
• Every product you can imagine
• Highest splits in the business
• Choose your Underwriter and change mid transaction if you want to

• Marketing support
• Systems support
• Lender/Scenario support
• Human Resources support
• Payroll/Accounting support
• On-boarding support

• Fully automated marketing to consumers
• Fully automated marketing to referral partners
• Fully automated processing (speeds to make your head spin)
• Full integration with online portals and Day 1 Certainty
• Turn-Key solutions, websites and mobile apps ready to go

• Full suite of turn-key platforms, marketing & support ready Day 1
• Fully integrated and fully automated CRM systems
• Custom Videos and Flyers ready Day 1
• Leads sources in house available
• Entire suite of social media marketing platforms
• So many things to discuss here let’s schedule a meeting!

• FHA and VA down to a 500 score
• Construction One Time Close
• Stated Income
• Lot and Land
• Multiple down payment assistance programs to choose from
• Doctor program
• Bank Statement Programs (for self-employed)
• NO DOC Programs (for investors)
• Hard Money & Fix and Flip Programs
• Commercial
• Reverse Mortgages
• If there is a product, we either have, or we will put it in place. Just ask.

• Stop losing deals to rates (your customers are leaving even if they don’t tell you)
• Stop saying no to clients that can buy
• Stop saying no to self-employed clients that cannot show tax returns
• Stop saying no to clients as low as 500 credit scores
• Stop accepting poor service from your Underwriters and Processors

• We have an affiliate processing company, so you can charge your borrower for processing on broker loans
• True A-Z processing (submit at purchase contract and forget it processing handles the rest)
• You no longer have to chase down your conditions
• Processors are COMMISSIONED ONLY and based on speed (they are motivated)
• Fully automated processing systems that dramatically speed up the process
• Fully automated processing systems that keep you and your partners in the loop 24/7

• Payed 7-8 Days straight ACH!
• Highest paying Loan Officer Splits
• Branch Manager opportunities with a full P&L
• No out of pocket costs at all

• PreQualifying clients
• Gathering docs as needed
• Submitting a complete file
• Working in the field to build your business

• Must be a licensed MLO with NMLS.